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Showing posts from November, 2013

Financial Tip: Have an Overdraft Fee Waived (No Phone Call or Trip to the Bank Required)

Most of us have had it happen to us at some point: You check your bank account one day, expecting to see a certain amount of money safely stashed away, but somehow you're missing an extra $35 from said account. "How can this be?  Wait a minute... a certain subscription fee was charged unexpectedly and I got overdrafted by $2.00!  Damn it, now I'm out $35 more!" Broke due to overdraft fees?  No problem! This happened to me just recently, and I almost just took the loss, chalking it up to a failure on my part to keep my finances in order. However, with the multitude of articles on the web devoted to getting fees waived, I decided to test my luck and see how much truth there is in having the bank forgive me for a careless mistake.  Surprisingly, I had no trouble at all getting that pesky overdraft fee refunded.  And the best part is, I didn't even have to leave my keyboard. Most banks these days have an online interface for customers to check up on their

The DD's Comprehensive Guide to Saving Money by Growing Your Own Food

It's a cold Saturday morning in October as I am writing this, and strangely I am writing an article on growing vegetables to save money.  Isn't gardening more of a spring/summer thing?  While that may be true, I love being prepared, and vegetable gardening is no exception.  Even when I plant the first seeds in the ground when the weather gets warmer, I am envisioning what I am going to plant for next year's gardening season.  I think most experienced gardeners are like that, too. I'll show you how to grow corn on the cheap! That said, this article will be a continually updated guide on how to save money on your food budget by growing your own vegetables.  This is my very first rough draft of this guide. It seems almost silly when I'm "planning to plan," but it helps me organize my thoughts.  Since I have a pretty selective topic for this guide, I am going to assume that most people reading this have at least some experience gardening, particularly